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Florida

Florida condo SIRS requirements

Which Florida condominium buildings need a structural integrity reserve study, how it differs from a milestone inspection, and what it funds.

Duty record

What this duty is

A structural integrity reserve study sets reserve amounts for the structural components of a Florida condominium building: roof, structure, fireproofing, plumbing, electrical, waterproofing and the exterior.

It is not the same document as a milestone inspection. The milestone inspection is a structural inspection of the building; the structural integrity reserve study is a funding study that follows from what the building needs.

Its practical effect is that the reserves it covers can no longer be waived down the way a general reserve line once could, which is why it lands on budgets harder than any other recent change.

Authority

Who is responsible, and when it is due

The rules pack puts this on the President.

Due 10 years after the last time the duty was completed.

This duty counts from something only your corporation holds, so it has no worked example from a fiscal year end alone. Inside Board Butler it is dated from your own records.

The duty in this article is Florida Statutes, s.718.112(2)(g)

Evidence

What has to exist afterwards

A duty is met when there is something to show for it. The rules pack requires a document on file, and a recorded board decision.

Consequence

What happens if you miss it

Reserves for structural items are non-compliant, the study must be disclosed to purchasers and lenders, and directors who fail to obtain it breach their fiduciary duty.

The pack records no monetary penalty for this one, which does not make it cheap: the cost usually arrives later, through a purchaser, a lender or a tribunal.

Product record

How Board Butler handles it

Board Butler instantiates this obligation for your corporation from the same pack entry this article was built from, dates it from your own fiscal year end and your own records, puts it on the compliance calendar with the role responsible, and attaches the evidence as you produce it rather than asking you to file it afterwards.

See the compliance calendar

Computed from rules pack US-FL version 2026.3.

This page explains the rules in plain language and is not legal advice.

Get the whole year, not one duty

The statutory calendar tool computes your year from your fiscal year end, with the role responsible and the consequence beside each date.